Auto Loans · Anchorage, Alaska
3 credit unions in Anchorage report car loan rates to the NCUA. Rates range from 3.50% to 6.98%.
Updated Q1 2026 · NCUA Call Report data
3
CUs Reporting Rates
3.50%
Lowest New Car Rate
5.58%
City Average Rate
3 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | CREDIT UNION 1 ★ 2.8 · 58 reviews | 3.50% | 16.99% |
| 2 | GLOBAL ★ 3.4 · 116 reviews | 6.25% | 6.25% |
| 3 | NORTHERN SKIES ★ 3.7 · 60 reviews | 6.98% | 8.33% |
3 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | GLOBAL ★ 3.4 · 116 reviews | 6.25% | 6.25% |
| 2 | NORTHERN SKIES ★ 3.7 · 60 reviews | 8.33% | 6.98% |
| 3 | CREDIT UNION 1 ★ 2.8 · 58 reviews | 16.99% | 3.50% |
A pre-approval from a Anchorage credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Anchorage in the same window and take the best offer.
See member reviews, branch locations, and full rate details.