Auto Loans · Pine Bluff, Arkansas
5 credit unions in Pine Bluff report car loan rates to the NCUA. Rates range from 4.64% to 7.50%.
Updated Q1 2026 · NCUA Call Report data
5
CUs Reporting Rates
4.64%
Lowest New Car Rate
6.15%
City Average Rate
5 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | ARKANSAS AM & N COLLEGE | 4.64% | 6.49% |
| 2 | PBA | 4.99% | 6.25% |
| 3 | PINE ★ 4.5 · 19 reviews | 6.75% | 8.00% |
| 4 | COTTON BELT ★ 3.4 · 24 reviews | 6.86% | 8.41% |
| 5 | FAIRFIELD ★ 3.7 · 30 reviews | 7.50% | 7.50% |
5 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | PBA | 6.25% | 4.99% |
| 2 | ARKANSAS AM & N COLLEGE | 6.49% | 4.64% |
| 3 | FAIRFIELD ★ 3.7 · 30 reviews | 7.50% | 7.50% |
| 4 | PINE ★ 4.5 · 19 reviews | 8.00% | 6.75% |
| 5 | COTTON BELT ★ 3.4 · 24 reviews | 8.41% | 6.86% |
A pre-approval from a Pine Bluff credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Pine Bluff in the same window and take the best offer.
See member reviews, branch locations, and full rate details.