Auto Loans · Enfield, Connecticut
2 credit unions in Enfield report car loan rates to the NCUA. Rates range from 4.95% to 6.25%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
4.95%
Lowest New Car Rate
5.60%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | TOBACCO VALLEY TEACHERS ★ 3.6 · 11 reviews | 4.95% | 5.42% |
| 2 | ENFIELD COMMUNITY ★ 4.0 · 24 reviews | 6.25% | 8.25% |
2 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | TOBACCO VALLEY TEACHERS ★ 3.6 · 11 reviews | 5.42% | 4.95% |
| 2 | ENFIELD COMMUNITY ★ 4.0 · 24 reviews | 8.25% | 6.25% |
A pre-approval from a Enfield credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Enfield in the same window and take the best offer.
See member reviews, branch locations, and full rate details.