Auto Loans · New Haven, Connecticut
6 credit unions in New Haven report car loan rates to the NCUA. Rates range from 4.00% to 5.69%.
Updated Q1 2026 · NCUA Call Report data
6
CUs Reporting Rates
4.00%
Lowest New Car Rate
5.04%
City Average Rate
6 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | REGIONAL WATER AUTHORITY EMPLOYEES ★ 2.9 · 79 reviews | 4.00% | 4.75% |
| 2 | NEW HAVEN FIREFIGHTERS ★ 5.0 · 2 reviews | 4.99% | 7.99% |
| 3 | NEW HAVEN TEACHERS ★ 5.0 · 2 reviews | 5.02% | 5.76% |
| 4 | THE NEW HAVEN POLICE AND MUNICIPAL | 5.04% | 5.96% |
| 5 | SCIENCE PARK ★ 5.0 · 2 reviews | 5.50% | 6.75% |
| 6 | UNITY FINANCIAL ★ 4.1 · 13 reviews | 5.69% | 7.00% |
6 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | REGIONAL WATER AUTHORITY EMPLOYEES ★ 2.9 · 79 reviews | 4.75% | 4.00% |
| 2 | NEW HAVEN TEACHERS ★ 5.0 · 2 reviews | 5.76% | 5.02% |
| 3 | THE NEW HAVEN POLICE AND MUNICIPAL | 5.96% | 5.04% |
| 4 | SCIENCE PARK ★ 5.0 · 2 reviews | 6.75% | 5.50% |
| 5 | UNITY FINANCIAL ★ 4.1 · 13 reviews | 7.00% | 5.69% |
| 6 | NEW HAVEN FIREFIGHTERS ★ 5.0 · 2 reviews | 7.99% | 4.99% |
A pre-approval from a New Haven credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in New Haven in the same window and take the best offer.
See member reviews, branch locations, and full rate details.