Auto Loans · Sarasota, Florida
1 credit union in Sarasota report car loan rates to the NCUA. Lowest rate: 5.01%.
Updated Q1 2026 · NCUA Call Report data
1
CUs Reporting Rates
5.01%
Lowest New Car Rate
5.01%
City Average Rate
1 credit union sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | 1ST STREET ★ 3.4 · 37 reviews | 5.01% | 7.58% |
1 credit union sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | 1ST STREET ★ 3.4 · 37 reviews | 7.58% | 5.01% |
A pre-approval from a Sarasota credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Sarasota in the same window and take the best offer.
See member reviews, branch locations, and full rate details.