Auto Loans · Columbus, Georgia
3 credit unions in Columbus report car loan rates to the NCUA. Rates range from 6.39% to 7.95%.
Updated Q1 2026 · NCUA Call Report data
3
CUs Reporting Rates
6.39%
Lowest New Car Rate
7.15%
City Average Rate
3 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | REGIONAL MEMBERS ★ 5.0 · 4 reviews | 6.39% | 8.27% |
| 2 | KINETIC ★ 3.6 · 70 reviews | 7.12% | 8.19% |
| 3 | AFLAC ★ 4.3 · 6 reviews | 7.95% | 9.95% |
3 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | KINETIC ★ 3.6 · 70 reviews | 8.19% | 7.12% |
| 2 | REGIONAL MEMBERS ★ 5.0 · 4 reviews | 8.27% | 6.39% |
| 3 | AFLAC ★ 4.3 · 6 reviews | 9.95% | 7.95% |
A pre-approval from a Columbus credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Columbus in the same window and take the best offer.
See member reviews, branch locations, and full rate details.