Auto Loans · Savannah, Georgia
5 credit unions in Savannah report car loan rates to the NCUA. Rates range from 4.42% to 6.29%.
Updated Q1 2026 · NCUA Call Report data
5
CUs Reporting Rates
4.42%
Lowest New Car Rate
5.38%
City Average Rate
5 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | SAVANNAH SCHOOLS ★ 3.8 · 17 reviews | 4.42% | 5.20% |
| 2 | WORKMEN'S CIRCLE INCORPORATED ★ 5.0 · 12 reviews | 4.94% | 6.57% |
| 3 | SAVANNAH POSTAL ★ 4.8 · 25 reviews | 5.00% | 5.00% |
| 4 | GEORGIA HERITAGE ★ 4.6 · 94 reviews | 6.24% | 5.99% |
| 5 | MERCY ★ 4.8 · 9 reviews | 6.29% | 8.25% |
5 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | SAVANNAH POSTAL ★ 4.8 · 25 reviews | 5.00% | 5.00% |
| 2 | SAVANNAH SCHOOLS ★ 3.8 · 17 reviews | 5.20% | 4.42% |
| 3 | GEORGIA HERITAGE ★ 4.6 · 94 reviews | 5.99% | 6.24% |
| 4 | WORKMEN'S CIRCLE INCORPORATED ★ 5.0 · 12 reviews | 6.57% | 4.94% |
| 5 | MERCY ★ 4.8 · 9 reviews | 8.25% | 6.29% |
A pre-approval from a Savannah credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Savannah in the same window and take the best offer.
See member reviews, branch locations, and full rate details.