Auto Loans · Lihue, Hawaii
4 credit unions in Lihue report car loan rates to the NCUA. Rates range from 6.25% to 6.56%.
Updated Q1 2026 · NCUA Call Report data
4
CUs Reporting Rates
6.25%
Lowest New Car Rate
6.42%
City Average Rate
4 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | GATHER ★ 4.1 · 19 reviews | 6.25% | 13.00% |
| 2 | KAUAI OHANA ★ 5.0 · 1 reviews | 6.37% | 8.44% |
| 3 | GARDEN ISLAND ★ 3.7 · 6 reviews | 6.49% | 9.32% |
| 4 | KAUAI ★ 4.6 · 12 reviews | 6.56% | 8.65% |
4 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | KAUAI OHANA ★ 5.0 · 1 reviews | 8.44% | 6.37% |
| 2 | KAUAI ★ 4.6 · 12 reviews | 8.65% | 6.56% |
| 3 | GARDEN ISLAND ★ 3.7 · 6 reviews | 9.32% | 6.49% |
| 4 | GATHER ★ 4.1 · 19 reviews | 13.00% | 6.25% |
A pre-approval from a Lihue credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Lihue in the same window and take the best offer.
See member reviews, branch locations, and full rate details.