Auto Loans · Peoria, Illinois
8 credit unions in Peoria report car loan rates to the NCUA. Rates range from 4.00% to 8.15%.
Updated Q1 2026 · NCUA Call Report data
8
CUs Reporting Rates
4.00%
Lowest New Car Rate
5.03%
City Average Rate
8 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | PEORIA BELL ★ 3.7 · 3 reviews | 4.00% | 4.25% |
| 2 | CITIZENS EQUITY FIRST ★ 3.5 · 62 reviews | 4.24% | 4.39% |
| 3 | PEORIA CITY EMPLOYEES ★ 4.0 · 2 reviews | 4.25% | 5.00% |
| 4 | PEORIA FIRE FIGHTERS ★ 5.0 · 1 reviews | 4.25% | 5.25% |
| 5 | COOPERATIVE CHOICE NETWORK ★ 4.3 · 49 reviews | 4.61% | 5.75% |
| 6 | PEORIA POSTAL EMPLOYEES ★ 4.0 · 2 reviews | 5.24% | 5.44% |
| 7 | PEORIA HIWAY ★ 5.0 · 2 reviews | 5.48% | 7.27% |
| 8 | HAULPAK | 8.15% | 9.29% |
8 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | PEORIA BELL ★ 3.7 · 3 reviews | 4.25% | 4.00% |
| 2 | CITIZENS EQUITY FIRST ★ 3.5 · 62 reviews | 4.39% | 4.24% |
| 3 | PEORIA CITY EMPLOYEES ★ 4.0 · 2 reviews | 5.00% | 4.25% |
| 4 | PEORIA FIRE FIGHTERS ★ 5.0 · 1 reviews | 5.25% | 4.25% |
| 5 | PEORIA POSTAL EMPLOYEES ★ 4.0 · 2 reviews | 5.44% | 5.24% |
| 6 | COOPERATIVE CHOICE NETWORK ★ 4.3 · 49 reviews | 5.75% | 4.61% |
| 7 | PEORIA HIWAY ★ 5.0 · 2 reviews | 7.27% | 5.48% |
| 8 | HAULPAK | 9.29% | 8.15% |
A pre-approval from a Peoria credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Peoria in the same window and take the best offer.
See member reviews, branch locations, and full rate details.