Auto Loans · Anderson, Indiana
3 credit unions in Anderson report car loan rates to the NCUA. Rates range from 6.11% to 10.91%.
Updated Q1 2026 · NCUA Call Report data
3
CUs Reporting Rates
6.11%
Lowest New Car Rate
7.84%
City Average Rate
3 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | LAMPCO ★ 3.2 · 9 reviews | 6.11% | 8.33% |
| 2 | INDEPENDENT ★ 4.3 · 18 reviews | 6.49% | 6.49% |
| 3 | MADISON COUNTY ★ 3.4 · 20 reviews | 10.91% | 12.01% |
3 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | INDEPENDENT ★ 4.3 · 18 reviews | 6.49% | 6.49% |
| 2 | LAMPCO ★ 3.2 · 9 reviews | 8.33% | 6.11% |
| 3 | MADISON COUNTY ★ 3.4 · 20 reviews | 12.01% | 10.91% |
A pre-approval from a Anderson credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Anderson in the same window and take the best offer.
See member reviews, branch locations, and full rate details.