Auto Loans · Fort Wayne, Indiana
8 credit unions in Fort Wayne report car loan rates to the NCUA. Rates range from 4.49% to 6.39%.
Updated Q1 2026 · NCUA Call Report data
8
CUs Reporting Rates
4.49%
Lowest New Car Rate
5.52%
City Average Rate
8 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | PARTNERS 1ST ★ 3.2 · 78 reviews | 4.49% | 4.49% |
| 2 | PUBLIC SERVICE #3 ★ 4.6 · 80 reviews | 4.74% | 4.74% |
| 3 | MIDWEST AMERICA ★ 3.5 · 108 reviews | 5.15% | 6.46% |
| 4 | PROFED ★ 4.5 · 79 reviews | 5.34% | 5.34% |
| 5 | FIRE POLICE CITY COUNTY ★ 3.5 · 66 reviews | 5.94% | 7.96% |
| 6 | POWER ONE ★ 4.5 · 8 reviews | 6.00% | 7.32% |
| 7 | FORT FINANCIAL ★ 4.0 · 42 reviews | 6.10% | 6.62% |
| 8 | THREE RIVERS ★ 4.3 · 137 reviews | 6.39% | 8.99% |
9 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | PARTNERS 1ST ★ 3.2 · 78 reviews | 4.49% | 4.49% |
| 2 | PUBLIC SERVICE #3 ★ 4.6 · 80 reviews | 4.74% | 4.74% |
| 3 | PROFED ★ 4.5 · 79 reviews | 5.34% | 5.34% |
| 4 | MIDWEST AMERICA ★ 3.5 · 108 reviews | 6.46% | 5.15% |
| 5 | FORT FINANCIAL ★ 4.0 · 42 reviews | 6.62% | 6.10% |
| 6 | URBAN BEGINNINGS CHOICE ★ 5.0 · 1 reviews | 6.85% | — |
| 7 | POWER ONE ★ 4.5 · 8 reviews | 7.32% | 6.00% |
| 8 | FIRE POLICE CITY COUNTY ★ 3.5 · 66 reviews | 7.96% | 5.94% |
| 9 | THREE RIVERS ★ 4.3 · 137 reviews | 8.99% | 6.39% |
A pre-approval from a Fort Wayne credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Fort Wayne in the same window and take the best offer.
See member reviews, branch locations, and full rate details.