Auto Loans · Lafayette, Indiana
2 credit unions in Lafayette report car loan rates to the NCUA. Rates range from 6.00% to 6.23%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
6.00%
Lowest New Car Rate
6.12%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | TIPPECANOE ★ 4.2 · 22 reviews | 6.00% | 6.50% |
| 2 | INDUSTRIAL ★ 4.2 · 130 reviews | 6.23% | 7.24% |
2 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | TIPPECANOE ★ 4.2 · 22 reviews | 6.50% | 6.00% |
| 2 | INDUSTRIAL ★ 4.2 · 130 reviews | 7.24% | 6.23% |
A pre-approval from a Lafayette credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Lafayette in the same window and take the best offer.
See member reviews, branch locations, and full rate details.