Auto Loans · Portage, Indiana
2 credit unions in Portage report car loan rates to the NCUA. Rates range from 4.73% to 5.19%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
4.73%
Lowest New Car Rate
4.96%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | MIDWEST FAMILY ★ 3.6 · 35 reviews | 4.73% | 5.60% |
| 2 | GESB SHEET METAL WORKERS ★ 5.0 · 2 reviews | 5.19% | 7.53% |
2 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | MIDWEST FAMILY ★ 3.6 · 35 reviews | 5.60% | 4.73% |
| 2 | GESB SHEET METAL WORKERS ★ 5.0 · 2 reviews | 7.53% | 5.19% |
A pre-approval from a Portage credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Portage in the same window and take the best offer.
See member reviews, branch locations, and full rate details.