Auto Loans · Marshalltown, Iowa
2 credit unions in Marshalltown report car loan rates to the NCUA. Rates range from 5.79% to 6.06%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
5.79%
Lowest New Car Rate
5.93%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | LENNOX EMPLOYEES ★ 3.6 · 18 reviews | 5.79% | 5.99% |
| 2 | MEMBERS1ST COMMUNITY ★ 4.0 · 77 reviews | 6.06% | 7.97% |
2 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | LENNOX EMPLOYEES ★ 3.6 · 18 reviews | 5.99% | 5.79% |
| 2 | MEMBERS1ST COMMUNITY ★ 4.0 · 77 reviews | 7.97% | 6.06% |
A pre-approval from a Marshalltown credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Marshalltown in the same window and take the best offer.
See member reviews, branch locations, and full rate details.