Auto Loans · Overland Park, Kansas
2 credit unions in Overland Park report car loan rates to the NCUA. Rates range from 3.80% to 6.00%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
3.80%
Lowest New Car Rate
4.90%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | MAZUMA ★ 4.0 · 414 reviews | 3.80% | 7.80% |
| 2 | B&V ★ 3.6 · 71 reviews | 6.00% | 7.00% |
2 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | B&V ★ 3.6 · 71 reviews | 7.00% | 6.00% |
| 2 | MAZUMA ★ 4.0 · 414 reviews | 7.80% | 3.80% |
A pre-approval from a Overland Park credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Overland Park in the same window and take the best offer.
See member reviews, branch locations, and full rate details.