Auto Loans · Upper Marlboro, Maryland
2 credit unions in Upper Marlboro report car loan rates to the NCUA. Rates range from 5.10% to 5.44%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
5.10%
Lowest New Car Rate
5.27%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | POLICE ★ 3.0 · 79 reviews | 5.10% | 6.21% |
| 2 | NASA ★ 3.0 · 31 reviews | 5.44% | 9.99% |
2 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | POLICE ★ 3.0 · 79 reviews | 6.21% | 5.10% |
| 2 | NASA ★ 3.0 · 31 reviews | 9.99% | 5.44% |
A pre-approval from a Upper Marlboro credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Upper Marlboro in the same window and take the best offer.
See member reviews, branch locations, and full rate details.