Auto Loans · Chicopee, Massachusetts
2 credit unions in Chicopee report car loan rates to the NCUA. Rates range from 5.16% to 5.25%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
5.16%
Lowest New Car Rate
5.21%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | ALDEN ★ 3.4 · 94 reviews | 5.16% | 6.66% |
| 2 | POLISH NATIONAL ★ 3.9 · 29 reviews | 5.25% | 5.25% |
2 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | POLISH NATIONAL ★ 3.9 · 29 reviews | 5.25% | 5.25% |
| 2 | ALDEN ★ 3.4 · 94 reviews | 6.66% | 5.16% |
A pre-approval from a Chicopee credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Chicopee in the same window and take the best offer.
See member reviews, branch locations, and full rate details.