Auto Loans · Escanaba, Michigan
3 credit unions in Escanaba report car loan rates to the NCUA. Rates range from 5.00% to 6.23%.
Updated Q1 2026 · NCUA Call Report data
3
CUs Reporting Rates
5.00%
Lowest New Car Rate
5.67%
City Average Rate
3 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | U.P. STATE ★ 4.3 · 36 reviews | 5.00% | 6.50% |
| 2 | PENINSULA ★ 3.9 · 26 reviews | 5.79% | 6.88% |
| 3 | GREAT LAKES FIRST ★ 4.2 · 49 reviews | 6.23% | 7.98% |
3 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | U.P. STATE ★ 4.3 · 36 reviews | 6.50% | 5.00% |
| 2 | PENINSULA ★ 3.9 · 26 reviews | 6.88% | 5.79% |
| 3 | GREAT LAKES FIRST ★ 4.2 · 49 reviews | 7.98% | 6.23% |
A pre-approval from a Escanaba credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Escanaba in the same window and take the best offer.
See member reviews, branch locations, and full rate details.