Auto Loans · West Bloomfield, Michigan
2 credit unions in West Bloomfield report car loan rates to the NCUA. Rates range from 3.50% to 6.25%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
3.50%
Lowest New Car Rate
4.88%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | WESTACRES ★ 4.7 · 54 reviews | 3.50% | 4.50% |
| 2 | SOUTHEAST MICHIGAN STATE EMPLOYEES ★ 2.0 · 8 reviews | 6.25% | 7.25% |
2 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | WESTACRES ★ 4.7 · 54 reviews | 4.50% | 3.50% |
| 2 | SOUTHEAST MICHIGAN STATE EMPLOYEES ★ 2.0 · 8 reviews | 7.25% | 6.25% |
A pre-approval from a West Bloomfield credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in West Bloomfield in the same window and take the best offer.
See member reviews, branch locations, and full rate details.