Auto Loans · Woodbury, Minnesota
3 credit unions in Woodbury report car loan rates to the NCUA. Rates range from 5.44% to 7.25%.
Updated Q1 2026 · NCUA Call Report data
3
CUs Reporting Rates
5.44%
Lowest New Car Rate
6.17%
City Average Rate
3 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | IDEAL ★ 4.1 · 263 reviews | 5.44% | 5.24% |
| 2 | ASSOCIATED HEALTHCARE ★ 4.3 · 34 reviews | 5.82% | 6.62% |
| 3 | PIPEFITTERS-STEAMFITTERS ★ 5.0 · 9 reviews | 7.25% | 6.50% |
3 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | IDEAL ★ 4.1 · 263 reviews | 5.24% | 5.44% |
| 2 | PIPEFITTERS-STEAMFITTERS ★ 5.0 · 9 reviews | 6.50% | 7.25% |
| 3 | ASSOCIATED HEALTHCARE ★ 4.3 · 34 reviews | 6.62% | 5.82% |
A pre-approval from a Woodbury credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Woodbury in the same window and take the best offer.
See member reviews, branch locations, and full rate details.