Auto Loans · Pearl, Mississippi
2 credit unions in Pearl report car loan rates to the NCUA. Rates range from 3.58% to 5.37%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
3.58%
Lowest New Car Rate
4.48%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | PEARL MUNICIPAL ★ 5.0 · 1 reviews | 3.58% | 7.55% |
| 2 | RIVERTRUST ★ 4.3 · 39 reviews | 5.37% | 8.37% |
2 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | PEARL MUNICIPAL ★ 5.0 · 1 reviews | 7.55% | 3.58% |
| 2 | RIVERTRUST ★ 4.3 · 39 reviews | 8.37% | 5.37% |
A pre-approval from a Pearl credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Pearl in the same window and take the best offer.
See member reviews, branch locations, and full rate details.