Auto Loans · Butte, Montana
4 credit unions in Butte report car loan rates to the NCUA. Rates range from 3.44% to 6.00%.
Updated Q1 2026 · NCUA Call Report data
4
CUs Reporting Rates
3.44%
Lowest New Car Rate
4.70%
City Average Rate
4 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | BUTTE COMMUNITY ★ 3.7 · 23 reviews | 3.44% | 4.74% |
| 2 | NORTHWESTERN ENERGY EMPLOYEES ★ 3.8 · 4 reviews | 4.57% | 5.04% |
| 3 | MILE HIGH ★ 3.9 · 7 reviews | 4.78% | 6.17% |
| 4 | MOUNTAIN WEST ★ 5.0 · 7 reviews | 6.00% | 7.00% |
4 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | BUTTE COMMUNITY ★ 3.7 · 23 reviews | 4.74% | 3.44% |
| 2 | NORTHWESTERN ENERGY EMPLOYEES ★ 3.8 · 4 reviews | 5.04% | 4.57% |
| 3 | MILE HIGH ★ 3.9 · 7 reviews | 6.17% | 4.78% |
| 4 | MOUNTAIN WEST ★ 5.0 · 7 reviews | 7.00% | 6.00% |
A pre-approval from a Butte credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Butte in the same window and take the best offer.
See member reviews, branch locations, and full rate details.