Auto Loans · Columbus, Nebraska
2 credit unions in Columbus report car loan rates to the NCUA. Rates range from 5.13% to 5.83%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
5.13%
Lowest New Car Rate
5.48%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | NEBRASKA ENERGY ★ 5.0 · 6 reviews | 5.13% | 6.95% |
| 2 | ONENEBRASKA ★ 3.1 · 44 reviews | 5.83% | 7.73% |
2 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | NEBRASKA ENERGY ★ 5.0 · 6 reviews | 6.95% | 5.13% |
| 2 | ONENEBRASKA ★ 3.1 · 44 reviews | 7.73% | 5.83% |
A pre-approval from a Columbus credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Columbus in the same window and take the best offer.
See member reviews, branch locations, and full rate details.