Auto Loans · East Brunswick, New Jersey
1 credit union in East Brunswick report car loan rates to the NCUA. Lowest rate: 5.51%.
Updated Q1 2026 · NCUA Call Report data
1
CUs Reporting Rates
5.51%
Lowest New Car Rate
5.51%
City Average Rate
1 credit union sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | SOUTHERN MIDDLESEX CO TCHRS ★ 3.9 · 14 reviews | 5.51% | 6.70% |
1 credit union sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | SOUTHERN MIDDLESEX CO TCHRS ★ 3.9 · 14 reviews | 6.70% | 5.51% |
A pre-approval from a East Brunswick credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in East Brunswick in the same window and take the best offer.
See member reviews, branch locations, and full rate details.