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Auto Loans · Irvington, New Jersey

Best Credit Union Car Loan Rates in Irvington, New Jersey

1 credit union in Irvington report car loan rates to the NCUA. Lowest rate: 7.00%.

Updated Q1 2026 · NCUA Call Report data

1

CUs Reporting Rates

7.00%

Lowest New Car Rate

7.00%

City Average Rate

New Vehicle Loan Rates — Irvington, New Jersey

1 credit union sorted by APR

#Credit UnionNew Car APRUsed Car APR
1DIVISION 819 TRANSIT EMPLOYEES7.00%9.00%
Rates from NCUA Call Report (5300) filings, updated Q1 2026. Actual rate depends on credit score and loan term.

Used Vehicle Loan Rates — Irvington, New Jersey

1 credit union sorted by APR

#Credit UnionUsed Car APRNew Car APR
1DIVISION 819 TRANSIT EMPLOYEES9.00%7.00%
Rates from NCUA Call Report (5300) filings, updated Q1 2026. Actual rate depends on credit score and loan term.

Get Pre-Approved Before the Dealership

A pre-approval from a Irvington credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.

Rate Shopping Won't Hurt Your Credit

Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Irvington in the same window and take the best offer.

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