Auto Loans · Glens Falls, New York
2 credit unions in Glens Falls report car loan rates to the NCUA. Rates range from 4.34% to 6.19%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
4.34%
Lowest New Car Rate
5.27%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | COOPERS CAVE ★ 3.8 · 14 reviews | 4.34% | 4.67% |
| 2 | PARKS HERITAGE ★ 4.7 · 20 reviews | 6.19% | 8.50% |
2 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | COOPERS CAVE ★ 3.8 · 14 reviews | 4.67% | 4.34% |
| 2 | PARKS HERITAGE ★ 4.7 · 20 reviews | 8.50% | 6.19% |
A pre-approval from a Glens Falls credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Glens Falls in the same window and take the best offer.
See member reviews, branch locations, and full rate details.