Auto Loans · Gloversville, New York
2 credit unions in Gloversville report car loan rates to the NCUA. Rates range from 5.90% to 6.00%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
5.90%
Lowest New Car Rate
5.95%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | FIRST CHOICE FINANCIAL ★ 4.5 · 133 reviews | 5.90% | 6.80% |
| 2 | UPSTATE TELCO ★ 4.5 · 133 reviews | 6.00% | 6.00% |
2 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | UPSTATE TELCO ★ 4.5 · 133 reviews | 6.00% | 6.00% |
| 2 | FIRST CHOICE FINANCIAL ★ 4.5 · 133 reviews | 6.80% | 5.90% |
A pre-approval from a Gloversville credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Gloversville in the same window and take the best offer.
See member reviews, branch locations, and full rate details.