Auto Loans · Lockport, New York
2 credit unions in Lockport report car loan rates to the NCUA. Rates range from 4.47% to 5.54%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
4.47%
Lowest New Car Rate
5.01%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | LOCKPORT SCHOOLS & COMMUNITY ★ 5.0 · 14 reviews | 4.47% | 6.61% |
| 2 | CORNERSTONE COMMUNITY ★ 3.5 · 96 reviews | 5.54% | 5.54% |
2 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | CORNERSTONE COMMUNITY ★ 3.5 · 96 reviews | 5.54% | 5.54% |
| 2 | LOCKPORT SCHOOLS & COMMUNITY ★ 5.0 · 14 reviews | 6.61% | 4.47% |
A pre-approval from a Lockport credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Lockport in the same window and take the best offer.
See member reviews, branch locations, and full rate details.