Auto Loans · Long Island Cit, New York
2 credit unions in Long Island Cit report car loan rates to the NCUA. Rates range from 4.10% to 5.00%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
4.10%
Lowest New Car Rate
4.55%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | GREATER METRO ★ 3.8 · 15 reviews | 4.10% | 5.55% |
| 2 | UNITED NATIONS ★ 4.2 · 21 reviews | 5.00% | 5.00% |
2 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | UNITED NATIONS ★ 4.2 · 21 reviews | 5.00% | 5.00% |
| 2 | GREATER METRO ★ 3.8 · 15 reviews | 5.55% | 4.10% |
A pre-approval from a Long Island Cit credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Long Island Cit in the same window and take the best offer.
See member reviews, branch locations, and full rate details.