Auto Loans · Olean, New York
2 credit unions in Olean report car loan rates to the NCUA. Rates range from 3.79% to 4.82%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
3.79%
Lowest New Car Rate
4.31%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | HIGH POINT ★ 3.8 · 43 reviews | 3.79% | 3.79% |
| 2 | OLEAN TEACHERS' AND POSTAL ★ 3.0 · 4 reviews | 4.82% | 4.71% |
2 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | HIGH POINT ★ 3.8 · 43 reviews | 3.79% | 3.79% |
| 2 | OLEAN TEACHERS' AND POSTAL ★ 3.0 · 4 reviews | 4.71% | 4.82% |
A pre-approval from a Olean credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Olean in the same window and take the best offer.
See member reviews, branch locations, and full rate details.