Auto Loans · Poughkeepsie, New York
2 credit unions in Poughkeepsie report car loan rates to the NCUA. Rates range from 6.54% to 6.71%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
6.54%
Lowest New Car Rate
6.63%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | HUDSON VALLEY | 6.54% | 6.84% |
| 2 | TEG ★ 4.6 · 166 reviews | 6.71% | 7.76% |
2 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | HUDSON VALLEY | 6.84% | 6.54% |
| 2 | TEG ★ 4.6 · 166 reviews | 7.76% | 6.71% |
A pre-approval from a Poughkeepsie credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Poughkeepsie in the same window and take the best offer.
See member reviews, branch locations, and full rate details.