Auto Loans · Fayetteville, North Carolina
2 credit unions in Fayetteville report car loan rates to the NCUA. Rates range from 6.00% to 6.15%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
6.00%
Lowest New Car Rate
6.08%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | BRAGG MUTUAL ★ 3.6 · 124 reviews | 6.00% | 6.25% |
| 2 | FORT BRAGG ★ 2.6 · 112 reviews | 6.15% | 5.60% |
2 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | FORT BRAGG ★ 2.6 · 112 reviews | 5.60% | 6.15% |
| 2 | BRAGG MUTUAL ★ 3.6 · 124 reviews | 6.25% | 6.00% |
A pre-approval from a Fayetteville credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Fayetteville in the same window and take the best offer.
See member reviews, branch locations, and full rate details.