Auto Loans · Massillon, Ohio
3 credit unions in Massillon report car loan rates to the NCUA. Rates range from 3.79% to 5.45%.
Updated Q1 2026 · NCUA Call Report data
3
CUs Reporting Rates
3.79%
Lowest New Car Rate
4.64%
City Average Rate
3 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | 540 I.B.E.W. ★ 5.0 · 3 reviews | 3.79% | 5.06% |
| 2 | GOLDEN CIRCLE ★ 3.4 · 12 reviews | 4.69% | 8.54% |
| 3 | FRIENDS AND FAMILY CREDIT UNION INC ★ 3.1 · 54 reviews | 5.45% | 5.93% |
3 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | 540 I.B.E.W. ★ 5.0 · 3 reviews | 5.06% | 3.79% |
| 2 | FRIENDS AND FAMILY CREDIT UNION INC ★ 3.1 · 54 reviews | 5.93% | 5.45% |
| 3 | GOLDEN CIRCLE ★ 3.4 · 12 reviews | 8.54% | 4.69% |
A pre-approval from a Massillon credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Massillon in the same window and take the best offer.
See member reviews, branch locations, and full rate details.