Auto Loans · Lawton, Oklahoma
3 credit unions in Lawton report car loan rates to the NCUA. Rates range from 5.99% to 7.19%.
Updated Q1 2026 · NCUA Call Report data
3
CUs Reporting Rates
5.99%
Lowest New Car Rate
6.39%
City Average Rate
3 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | FORT SILL ★ 4.1 · 66 reviews | 5.99% | 7.92% |
| 2 | SOUTHWEST OKLAHOMA ★ 4.1 · 30 reviews | 6.00% | 7.00% |
| 3 | COMANCHE COUNTY ★ 4.4 · 29 reviews | 7.19% | 8.74% |
3 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | SOUTHWEST OKLAHOMA ★ 4.1 · 30 reviews | 7.00% | 6.00% |
| 2 | FORT SILL ★ 4.1 · 66 reviews | 7.92% | 5.99% |
| 3 | COMANCHE COUNTY ★ 4.4 · 29 reviews | 8.74% | 7.19% |
A pre-approval from a Lawton credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Lawton in the same window and take the best offer.
See member reviews, branch locations, and full rate details.