Auto Loans · Allentown, Pennsylvania
5 credit unions in Allentown report car loan rates to the NCUA. Rates range from 4.50% to 5.39%.
Updated Q1 2026 · NCUA Call Report data
5
CUs Reporting Rates
4.50%
Lowest New Car Rate
4.97%
City Average Rate
5 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | LEHIGH COUNTY EMPLOYEES ★ 5.0 · 3 reviews | 4.50% | 4.50% |
| 2 | ALLENTOWN ★ 3.4 · 16 reviews | 4.99% | 4.99% |
| 3 | PEOPLE FIRST ★ 3.6 · 325 reviews | 4.99% | 5.25% |
| 4 | B. BRAUN ★ 2.1 · 38 reviews | 5.00% | 5.49% |
| 5 | LEHIGH VALLEY EDUCATORS ★ 4.2 · 29 reviews | 5.39% | 5.39% |
5 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | LEHIGH COUNTY EMPLOYEES ★ 5.0 · 3 reviews | 4.50% | 4.50% |
| 2 | ALLENTOWN ★ 3.4 · 16 reviews | 4.99% | 4.99% |
| 3 | PEOPLE FIRST ★ 3.6 · 325 reviews | 5.25% | 4.99% |
| 4 | LEHIGH VALLEY EDUCATORS ★ 4.2 · 29 reviews | 5.39% | 5.39% |
| 5 | B. BRAUN ★ 2.1 · 38 reviews | 5.49% | 5.00% |
A pre-approval from a Allentown credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Allentown in the same window and take the best offer.
See member reviews, branch locations, and full rate details.