Auto Loans · New Castle, Pennsylvania
4 credit unions in New Castle report car loan rates to the NCUA. Rates range from 4.24% to 5.69%.
Updated Q1 2026 · NCUA Call Report data
4
CUs Reporting Rates
4.24%
Lowest New Car Rate
5.01%
City Average Rate
4 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | FIRST CHOICE ★ 4.1 · 22 reviews | 4.24% | 4.74% |
| 2 | GNC COMMUNITY ★ 3.2 · 44 reviews | 5.00% | 5.00% |
| 3 | SCA ★ 4.3 · 6 reviews | 5.11% | 6.17% |
| 4 | NEW CASTLE BELLCO ★ 4.6 · 11 reviews | 5.69% | 6.14% |
4 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | FIRST CHOICE ★ 4.1 · 22 reviews | 4.74% | 4.24% |
| 2 | GNC COMMUNITY ★ 3.2 · 44 reviews | 5.00% | 5.00% |
| 3 | NEW CASTLE BELLCO ★ 4.6 · 11 reviews | 6.14% | 5.69% |
| 4 | SCA ★ 4.3 · 6 reviews | 6.17% | 5.11% |
A pre-approval from a New Castle credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in New Castle in the same window and take the best offer.
See member reviews, branch locations, and full rate details.