Auto Loans · Pittsburgh, Pennsylvania
20 credit unions in Pittsburgh report car loan rates to the NCUA. Rates range from 3.55% to 7.34%.
Updated Q1 2026 · NCUA Call Report data
20
CUs Reporting Rates
3.55%
Lowest New Car Rate
5.21%
City Average Rate
20 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | IRON WORKERS ★ 4.0 · 2 reviews | 3.55% | 8.68% |
| 2 | ACBA FED CREDIT UNION (3226) ★ 5.0 · 5 reviews | 3.80% | 4.55% |
| 3 | POST GAZETTE ★ 5.0 · 1 reviews | 4.28% | 5.71% |
| 4 | PITTSBURGH CITY HALL EMPLOYEES ★ 4.2 · 10 reviews | 4.49% | 5.99% |
| 5 | PITTSBURGH ★ 3.5 · 16 reviews | 4.62% | 6.86% |
| 6 | PAAC TRANSIT DIVISION ★ 4.4 · 13 reviews | 4.63% | 4.82% |
| 7 | I.B.E.W. - LOCAL NO. 5 ★ 4.6 · 10 reviews | 4.78% | 6.37% |
| 8 | PITTSBURGH FIREFIGHTERS' ★ 4.3 · 8 reviews | 4.83% | 6.45% |
| 9 | VA PITTSBURGH EMPLOYEES ★ 3.3 · 12 reviews | 4.83% | 6.48% |
| 10 | EAST END FOOD COOPERATIVE ★ 4.1 · 10 reviews | 4.93% | 6.07% |
| 11 | PENN HILLS MUNICIPAL | 5.00% | 8.00% |
| 12 | EQT | 5.49% | 7.75% |
| 13 | A T & T EMPLOYEES PITTSBURGH ★ 5.0 · 4 reviews | 5.50% | 6.00% |
| 14 | GREATER PITTSBURGH POLICE ★ 4.1 · 25 reviews | 5.64% | 7.04% |
| 15 | HILL DISTRICT ★ 4.4 · 31 reviews | 5.73% | 7.02% |
| 16 | SMMH ★ 3.5 · 16 reviews | 5.90% | 7.99% |
| 17 | CENTURY HERITAGE ★ 2.9 · 50 reviews | 5.94% | 6.89% |
| 18 | ALLEGHENY VALLEY ★ 2.6 · 69 reviews | 5.95% | 6.95% |
| 19 | GREATER PITTSBURGH ★ 3.5 · 16 reviews | 6.89% | 7.53% |
| 20 | ALLEGENT COMMUNITY ★ 2.6 · 69 reviews | 7.34% | 8.14% |
20 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | ACBA FED CREDIT UNION (3226) ★ 5.0 · 5 reviews | 4.55% | 3.80% |
| 2 | PAAC TRANSIT DIVISION ★ 4.4 · 13 reviews | 4.82% | 4.63% |
| 3 | POST GAZETTE ★ 5.0 · 1 reviews | 5.71% | 4.28% |
| 4 | PITTSBURGH CITY HALL EMPLOYEES ★ 4.2 · 10 reviews | 5.99% | 4.49% |
| 5 | A T & T EMPLOYEES PITTSBURGH ★ 5.0 · 4 reviews | 6.00% | 5.50% |
| 6 | EAST END FOOD COOPERATIVE ★ 4.1 · 10 reviews | 6.07% | 4.93% |
| 7 | I.B.E.W. - LOCAL NO. 5 ★ 4.6 · 10 reviews | 6.37% | 4.78% |
| 8 | PITTSBURGH FIREFIGHTERS' ★ 4.3 · 8 reviews | 6.45% | 4.83% |
| 9 | VA PITTSBURGH EMPLOYEES ★ 3.3 · 12 reviews | 6.48% | 4.83% |
| 10 | PITTSBURGH ★ 3.5 · 16 reviews | 6.86% | 4.62% |
| 11 | CENTURY HERITAGE ★ 2.9 · 50 reviews | 6.89% | 5.94% |
| 12 | ALLEGHENY VALLEY ★ 2.6 · 69 reviews | 6.95% | 5.95% |
| 13 | HILL DISTRICT ★ 4.4 · 31 reviews | 7.02% | 5.73% |
| 14 | GREATER PITTSBURGH POLICE ★ 4.1 · 25 reviews | 7.04% | 5.64% |
| 15 | GREATER PITTSBURGH ★ 3.5 · 16 reviews | 7.53% | 6.89% |
| 16 | EQT | 7.75% | 5.49% |
| 17 | SMMH ★ 3.5 · 16 reviews | 7.99% | 5.90% |
| 18 | PENN HILLS MUNICIPAL | 8.00% | 5.00% |
| 19 | ALLEGENT COMMUNITY ★ 2.6 · 69 reviews | 8.14% | 7.34% |
| 20 | IRON WORKERS ★ 4.0 · 2 reviews | 8.68% | 3.55% |
A pre-approval from a Pittsburgh credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Pittsburgh in the same window and take the best offer.
See member reviews, branch locations, and full rate details.