Auto Loans · Upper Darby, Pennsylvania
2 credit unions in Upper Darby report car loan rates to the NCUA. Rates range from 4.99% to 6.49%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
4.99%
Lowest New Car Rate
5.74%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | UPPER DARBY BELLTELCO ★ 4.5 · 14 reviews | 4.99% | 4.99% |
| 2 | FORGE ★ 4.0 · 50 reviews | 6.49% | 6.74% |
2 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | UPPER DARBY BELLTELCO ★ 4.5 · 14 reviews | 4.99% | 4.99% |
| 2 | FORGE ★ 4.0 · 50 reviews | 6.74% | 6.49% |
A pre-approval from a Upper Darby credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Upper Darby in the same window and take the best offer.
See member reviews, branch locations, and full rate details.