Auto Loans · Pawtucket, Rhode Island
2 credit unions in Pawtucket report car loan rates to the NCUA. Rates range from 4.99% to 6.12%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
4.99%
Lowest New Car Rate
5.56%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | PAWTUCKET MUNICIPAL EMPLOYEES | 4.99% | 5.49% |
| 2 | COASTAL1 ★ 3.3 · 284 reviews | 6.12% | 7.15% |
2 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | PAWTUCKET MUNICIPAL EMPLOYEES | 5.49% | 4.99% |
| 2 | COASTAL1 ★ 3.3 · 284 reviews | 7.15% | 6.12% |
A pre-approval from a Pawtucket credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Pawtucket in the same window and take the best offer.
See member reviews, branch locations, and full rate details.