Auto Loans · Huron, South Dakota
5 credit unions in Huron report car loan rates to the NCUA. Rates range from 4.99% to 7.06%.
Updated Q1 2026 · NCUA Call Report data
5
CUs Reporting Rates
4.99%
Lowest New Car Rate
5.89%
City Average Rate
5 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | HURON AREA EDUCATION | 4.99% | 5.25% |
| 2 | DAKOTALAND ★ 4.8 · 67 reviews | 5.63% | 6.39% |
| 3 | HB TELCO ★ 4.8 · 67 reviews | 5.75% | 5.75% |
| 4 | M O ★ 4.5 · 4 reviews | 6.04% | 7.35% |
| 5 | DAKOTA RAIL LINE ★ 5.0 · 3 reviews | 7.06% | 7.86% |
5 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | HURON AREA EDUCATION | 5.25% | 4.99% |
| 2 | HB TELCO ★ 4.8 · 67 reviews | 5.75% | 5.75% |
| 3 | DAKOTALAND ★ 4.8 · 67 reviews | 6.39% | 5.63% |
| 4 | M O ★ 4.5 · 4 reviews | 7.35% | 6.04% |
| 5 | DAKOTA RAIL LINE ★ 5.0 · 3 reviews | 7.86% | 7.06% |
A pre-approval from a Huron credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Huron in the same window and take the best offer.
See member reviews, branch locations, and full rate details.