Auto Loans · Cordova, Tennessee
4 credit unions in Cordova report car loan rates to the NCUA. Rates range from 4.90% to 6.77%.
Updated Q1 2026 · NCUA Call Report data
4
CUs Reporting Rates
4.90%
Lowest New Car Rate
5.89%
City Average Rate
4 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | SECURCOMMUNITY ★ 3.9 · 99 reviews | 4.90% | 5.75% |
| 2 | HEALTHNET ★ 2.9 · 15 reviews | 5.39% | 6.05% |
| 3 | OLIVET BAPTIST ★ 4.9 · 39 reviews | 6.50% | 12.00% |
| 4 | METHODIST HEALTHCARE ★ 3.3 · 7 reviews | 6.77% | 10.49% |
4 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | SECURCOMMUNITY ★ 3.9 · 99 reviews | 5.75% | 4.90% |
| 2 | HEALTHNET ★ 2.9 · 15 reviews | 6.05% | 5.39% |
| 3 | METHODIST HEALTHCARE ★ 3.3 · 7 reviews | 10.49% | 6.77% |
| 4 | OLIVET BAPTIST ★ 4.9 · 39 reviews | 12.00% | 6.50% |
A pre-approval from a Cordova credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Cordova in the same window and take the best offer.
See member reviews, branch locations, and full rate details.