Auto Loans · Alexandria, Virginia
9 credit unions in Alexandria report car loan rates to the NCUA. Rates range from 2.99% to 5.74%.
Updated Q1 2026 · NCUA Call Report data
9
CUs Reporting Rates
2.99%
Lowest New Car Rate
4.84%
City Average Rate
9 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | TRANSPORTATION ★ 4.5 · 83 reviews | 2.99% | 9.24% |
| 2 | SPECTRA ★ 3.0 · 59 reviews | 3.89% | 6.65% |
| 3 | DEMOCRACY ★ 2.8 · 21 reviews | 4.90% | 5.27% |
| 4 | INFIRST ★ 4.0 · 27 reviews | 4.95% | 6.86% |
| 5 | PATENT AND TRADEMARK OFFICE ★ 4.4 · 8 reviews | 4.98% | 5.57% |
| 6 | SIGNATURE ★ 4.2 · 307 reviews | 5.19% | 5.31% |
| 7 | UNITED STATES SENATE ★ 3.1 · 15 reviews | 5.24% | 5.49% |
| 8 | COMMONWEALTH ONE ★ 3.5 · 70 reviews | 5.64% | 6.14% |
| 9 | STATE DEPARTMENT ★ 2.2 · 226 reviews | 5.74% | 5.99% |
9 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | DEMOCRACY ★ 2.8 · 21 reviews | 5.27% | 4.90% |
| 2 | SIGNATURE ★ 4.2 · 307 reviews | 5.31% | 5.19% |
| 3 | UNITED STATES SENATE ★ 3.1 · 15 reviews | 5.49% | 5.24% |
| 4 | PATENT AND TRADEMARK OFFICE ★ 4.4 · 8 reviews | 5.57% | 4.98% |
| 5 | STATE DEPARTMENT ★ 2.2 · 226 reviews | 5.99% | 5.74% |
| 6 | COMMONWEALTH ONE ★ 3.5 · 70 reviews | 6.14% | 5.64% |
| 7 | SPECTRA ★ 3.0 · 59 reviews | 6.65% | 3.89% |
| 8 | INFIRST ★ 4.0 · 27 reviews | 6.86% | 4.95% |
| 9 | TRANSPORTATION ★ 4.5 · 83 reviews | 9.24% | 2.99% |
A pre-approval from a Alexandria credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Alexandria in the same window and take the best offer.
See member reviews, branch locations, and full rate details.