Auto Loans · Chesapeake, Virginia
2 credit unions in Chesapeake report car loan rates to the NCUA. Rates range from 5.99% to 6.82%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
5.99%
Lowest New Car Rate
6.41%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | N A E ★ 4.1 · 193 reviews | 5.99% | 6.99% |
| 2 | ABNB ★ 3.3 · 53 reviews | 6.82% | 7.44% |
2 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | N A E ★ 4.1 · 193 reviews | 6.99% | 5.99% |
| 2 | ABNB ★ 3.3 · 53 reviews | 7.44% | 6.82% |
A pre-approval from a Chesapeake credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Chesapeake in the same window and take the best offer.
See member reviews, branch locations, and full rate details.