Auto Loans · North Chesterfi, Virginia
2 credit unions in North Chesterfi report car loan rates to the NCUA. Rates range from 5.50% to 6.24%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
5.50%
Lowest New Car Rate
5.87%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | DOMINION ENERGY CREDIT UNION ★ 3.6 · 34 reviews | 5.50% | 5.50% |
| 2 | VIRGINIA UNITED METHODIST ★ 4.3 · 6 reviews | 6.24% | 7.24% |
2 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | DOMINION ENERGY CREDIT UNION ★ 3.6 · 34 reviews | 5.50% | 5.50% |
| 2 | VIRGINIA UNITED METHODIST ★ 4.3 · 6 reviews | 7.24% | 6.24% |
A pre-approval from a North Chesterfi credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in North Chesterfi in the same window and take the best offer.
See member reviews, branch locations, and full rate details.