Auto Loans ยท Aberdeen, Washington
2 credit unions in Aberdeen report car loan rates to the NCUA. Rates range from 6.00% to 7.49%.
Updated Q1 2026 ยท NCUA Call Report data
2
CUs Reporting Rates
6.00%
Lowest New Car Rate
6.75%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | UTILITY EMPLOYEES | 6.00% | 6.00% |
| 2 | GREAT NORTHWEST โ 3.8 ยท 65 reviews | 7.49% | 7.89% |
2 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | UTILITY EMPLOYEES | 6.00% | 6.00% |
| 2 | GREAT NORTHWEST โ 3.8 ยท 65 reviews | 7.89% | 7.49% |
A pre-approval from a Aberdeen credit union lets you negotiate on price, not payment. The dealer can try to beat the rate โ but you're in control either way.
Multiple auto loan applications within 14โ45 days count as a single hard inquiry. Apply at several credit unions in Aberdeen in the same window and take the best offer.
See member reviews, branch locations, and full rate details.