Auto Loans · Beckley, West Virginia
2 credit unions in Beckley report car loan rates to the NCUA. Rates range from 7.00% to 7.99%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
7.00%
Lowest New Car Rate
7.50%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | RALEIGH CO. EDUCATORS ★ 4.0 · 1 reviews | 7.00% | 8.00% |
| 2 | RALEIGH COUNTY ★ 3.8 · 5 reviews | 7.99% | 8.99% |
2 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | RALEIGH CO. EDUCATORS ★ 4.0 · 1 reviews | 8.00% | 7.00% |
| 2 | RALEIGH COUNTY ★ 3.8 · 5 reviews | 8.99% | 7.99% |
A pre-approval from a Beckley credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Beckley in the same window and take the best offer.
See member reviews, branch locations, and full rate details.