Auto Loans · Fairmont, West Virginia
4 credit unions in Fairmont report car loan rates to the NCUA. Rates range from 4.00% to 6.50%.
Updated Q1 2026 · NCUA Call Report data
4
CUs Reporting Rates
4.00%
Lowest New Car Rate
5.05%
City Average Rate
4 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | CITY OF FAIRMONT ★ 4.6 · 19 reviews | 4.00% | 6.00% |
| 2 | FAIRMONT ★ 4.6 · 19 reviews | 4.70% | 5.24% |
| 3 | U S EMPLOYEES | 5.00% | 8.00% |
| 4 | MARION COUNTY SCHOOL EMPLOYEES ★ 4.5 · 4 reviews | 6.50% | 8.00% |
4 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | FAIRMONT ★ 4.6 · 19 reviews | 5.24% | 4.70% |
| 2 | CITY OF FAIRMONT ★ 4.6 · 19 reviews | 6.00% | 4.00% |
| 3 | U S EMPLOYEES | 8.00% | 5.00% |
| 4 | MARION COUNTY SCHOOL EMPLOYEES ★ 4.5 · 4 reviews | 8.00% | 6.50% |
A pre-approval from a Fairmont credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Fairmont in the same window and take the best offer.
See member reviews, branch locations, and full rate details.