Auto Loans · South Charlesto, West Virginia
2 credit unions in South Charlesto report car loan rates to the NCUA. Rates range from 5.03% to 6.52%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
5.03%
Lowest New Car Rate
5.78%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | SOUTH CHARLESTON EMPLOYEES ★ 3.8 · 4 reviews | 5.03% | 4.94% |
| 2 | WEST VIRGINIA ★ 3.8 · 16 reviews | 6.52% | 6.78% |
2 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | SOUTH CHARLESTON EMPLOYEES ★ 3.8 · 4 reviews | 4.94% | 5.03% |
| 2 | WEST VIRGINIA ★ 3.8 · 16 reviews | 6.78% | 6.52% |
A pre-approval from a South Charlesto credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in South Charlesto in the same window and take the best offer.
See member reviews, branch locations, and full rate details.