Credit Cards · Long Beach, California
6 credit unions in Long Beach report credit card APRs to the NCUA. Rates range from 9.95% to 15.00%.
Updated Q1 2026 · NCUA Call Report data
6
CUs Reporting Rates
9.95%
Lowest Card APR
12.16%
City Average APR
6 credit unions sorted by APR
| # | Credit Union | Card APR | Personal Loan APR |
|---|---|---|---|
| 1 | LONG BEACH FIREMEN S ★ 5.0 · 7 reviews | 9.95% | 10.50% |
| 2 | VA DESERT PACIFIC ★ 4.1 · 19 reviews | 10.40% | 8.75% |
| 3 | I.L.W.U. ★ 5.0 · 11 reviews | 11.45% | 10.74% |
| 4 | POSTCITY FINANCIAL ★ 3.8 · 54 reviews | 12.99% | 13.99% |
| 5 | LBS FINANCIAL ★ 4.6 · 227 reviews | 13.19% | 14.93% |
| 6 | CALCOM ★ 3.5 · 8 reviews | 15.00% | 16.00% |
On a $3,000 balance, a 10% APR vs. 20% APR saves $300/year in interest. A credit union card in Long Beach could save you significantly more than any rewards program.
You must be a member to get a credit union credit card. Most Long Beach credit unions require just a small savings deposit — often $5 — to open membership before applying for a card.
See member reviews, branch locations, and full rate details.