Credit Cards ยท Soledad, California

Best Credit Union Credit Card Rates in Soledad, California

1 credit union in Soledad report credit card APRs to the NCUA. Lowest rate: 9.24%.

Updated Q1 2026 ยท NCUA Call Report data

1

CUs Reporting Rates

9.24%

Lowest Card APR

9.24%

City Average APR

Credit Card APRs โ€” Soledad, California

1 credit union sorted by APR

#Credit UnionCard APRPersonal Loan APR
1CORRECTIONS

โ˜… 5.0 ยท 10 reviews

9.24%11.68%
Rates from NCUA Call Report (5300) filings, updated Q1 2026. Actual rate depends on creditworthiness. ~65% of credit unions report credit card rates.

Lower APR Beats Rewards If You Carry a Balance

On a $3,000 balance, a 10% APR vs. 20% APR saves $300/year in interest. A credit union card in Soledad could save you significantly more than any rewards program.

Join First, Then Apply

You must be a member to get a credit union credit card. Most Soledad credit unions require just a small savings deposit โ€” often $5 โ€” to open membership before applying for a card.

Browse All Credit Unions in Soledad

See member reviews, branch locations, and full rate details.